State Bank of Bikaner and Jaipur (SBBJ) is a subsidiary of State Bank of India. It is a professionally managed Public Sector Bank that came into existence in 1963 after amalgamation of the erstwhile State Bank of Jaipur with State Bank of Bikaner.
Main area of operation of State Bank of Bikaner and Jaipur is Rajasthan with presence in almost all important banking centres in the country. The Bank commands nearly 30% business of all scheduled commercial bank’s business in Rajasthan. Out of total 6 zones of the Bank, 2 zones viz Delhi and Mumbai are located outside Rajasthan. The other 4 zones are Bikaner, Jaipur, Jodhpur and Udaipur.

The Bank has a network of 835 branches. All the branches are computerised and are on core banking.
Above average growth: In 2003-04, this associate bank recorded advances growth of about 27 per cent and deposit growth of about 19 per cent. Similar to most banks, retail lending has powered advances growth. This is superior to the industry average. The spreads from investments have also increased sharply. Income from investments, which includes moneys invested in Government securities, is up 15 per cent.
The enhanced income from lending and investing is reflected in the 30 per cent growth in the net interest income of the bank. Non-interest income growth has also been reasonable.
The bank has also shown considerable progress in restricting the incidence of non-performing assets — bad loans — which declined by nearly Rs 100 crore. Bad loans on a net basis, that is after providing for expected losses, fell to 1.24 per cent of advances. The expectation is that by end-March 2005, bad loans after provisions would be closer to zero.
The progress on the bad loans front also augurs well for future profit growth. Provisions now account for 40 per cent of pre-provision profits.
State Bank Of Bikaner & Jaipur. The Company’s principal activities are to provide banking and treasury services to individuals and corporate clients. It provides short and long term loans to agricultural, small scale industries and other priority sectors. At 31-Mar-2007, the Company had 844 branches consisting of 833 business branches, 8 service branches, 2 asset recovery branches and 1 treasury branch. Out of these, 540 branches are located in rural and semi-urban areas. The Company operates in India only.